Out of Reach

Out of Reach:

Rental Housing At What Cost?

October, 1998

Estimated State Metro FMRs and
Related Characteristics, 1998

(Tables are wide. Scroll to the right.) >>

									Income Needed to Afford FMR								Hourly Wage Needed to Afford		Percent of Federal Minimum Wage (@$5.15)		Work Hours/week Necessary at Minimum Wage
		FAIR MARKET RENTS BY NUMBER OF BEDROOMS							Amount		Percent of AMI		% of Renter median		% Renters unable to afford FMR
STATE	Metro Renter Households (1990)	Zero	One	Two	Three	Four	1998 Area Median Income (HUD)	1998 Estimated Renter Median Income	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom
Alaska	39,038	$ 487	$ 575	$ 763	$ 1,061	$ 1,253	$ 59,200	$ 36,800	$ 23,000	$ 30,520	39%	52%	63%	83%	33%	43%	$ 11.06	$ 14.67	215%	285%	86	114
Alabama	319,516	$ 346	$ 386	$ 462	$ 622	$ 709	$ 42,283	$ 27,730	$ 15,440	$ 18,480	37%	44%	56%	67%	30%	35%	$ 7.42	$ 8.88	144%	173%	58	69
Arkansas	142,825	$ 335	$ 379	$ 467	$ 637	$ 715	$ 40,746	$ 27,798	$ 15,160	$ 18,680	37%	46%	55%	67%	28%	35%	$ 7.29	$ 8.98	142%	174%	57	70
Arizona	443,484	$ 399	$ 479	$ 610	$ 847	$ 996	$ 46,195	$ 30,974	$ 19,160	$ 24,400	41%	53%	62%	79%	33%	41%	$ 9.21	$ 11.73	179%	228%	72	91
California	4,484,434	$ 509	$ 596	$ 747	$ 1,024	$ 1,188	$ 53,829	$ 38,438	$ 23,840	$ 29,880	44%	56%	62%	78%	33%	41%	$ 11.46	$ 14.37	223%	279%	89	112
Colorado	418,906	$ 412	$ 479	$ 629	$ 872	$ 1,030	$ 52,617	$ 33,679	$ 19,153	$ 25,160	36%	48%	57%	75%	31%	39%	$ 9.21	$ 12.10	179%	235%	72	94
Connecticut	374,536	$ 493	$ 609	$ 759	$ 967	$ 1,133	$ 61,874	$ 40,502	$ 24,344	$ 30,341	39%	49%	60%	75%	32%	39%	$ 11.70	$ 14.59	227%	283%	91	113
District of Columbia	152,549	$ 609	$ 692	$ 812	$ 1,106	$ 1,333	$ 72,300	$ 53,200	$ 27,680	$ 32,480	38%	45%	52%	61%	28%	32%	$ 13.31	$ 15.62	258%	303%	103	121
Delaware	64,328	$ 435	$ 556	$ 644	$ 869	$ 1,038	$ 56,850	$ 37,673	$ 22,230	$ 25,765	39%	45%	59%	68%	31%	37%	$ 10.69	$ 12.39	208%	241%	83	96
Florida	1,600,026	$ 428	$ 504	$ 619	$ 832	$ 973	$ 43,162	$ 31,945	$ 20,177	$ 24,776	47%	57%	63%	78%	33%	41%	$ 9.70	$ 11.91	188%	231%	75	93
Georgia	605,641	$ 461	$ 518	$ 608	$ 812	$ 960	$ 50,059	$ 34,234	$ 20,721	$ 24,302	41%	49%	61%	71%	32%	38%	$ 9.96	$ 11.68	193%	227%	77	91
Hawaii	127,411	$ 700	$ 838	$ 986	$ 1,333	$ 1,442	$ 59,600	$ 59,600	$ 33,520	$ 39,440	56%	66%	56%	66%	30%	35%	$ 16.12	$ 18.96	313%	368%	125	147
Iowa	151,353	$ 311	$ 403	$ 504	$ 666	$ 735	$ 50,553	$ 31,545	$ 16,104	$ 20,171	32%	40%	51%	64%	27%	34%	$ 7.74	$ 9.70	150%	188%	60	75
Idaho	41,058	$ 365	$ 418	$ 510	$ 707	$ 836	$ 46,965	$ 29,832	$ 16,703	$ 20,416	36%	43%	56%	68%	30%	37%	$ 8.03	$ 9.82	156%	191%	62	76
Illinois	1,309,812	$ 486	$ 584	$ 704	$ 889	$ 998	$ 57,492	$ 36,933	$ 23,375	$ 28,179	41%	49%	63%	76%	33%	40%	$ 11.24	$ 13.55	218%	263%	87	105
Indiana	473,864	$ 337	$ 425	$ 528	$ 676	$ 758	$ 48,479	$ 31,119	$ 17,014	$ 21,126	35%	44%	55%	68%	30%	35%	$ 8.18	$ 10.16	159%	197%	64	79
Kansas	174,028	$ 331	$ 404	$ 513	$ 701	$ 774	$ 50,680	$ 32,191	$ 16,154	$ 20,501	32%	40%	50%	64%	27%	34%	$ 7.77	$ 9.86	151%	191%	60	77
Kentucky	234,012	$ 314	$ 392	$ 488	$ 664	$ 719	$ 44,468	$ 28,189	$ 15,686	$ 19,510	35%	44%	56%	69%	30%	37%	$ 7.54	$ 9.38	146%	182%	59	73
Louisiana	413,356	$ 327	$ 380	$ 475	$ 648	$ 772	$ 38,193	$ 26,352	$ 15,218	$ 19,008	40%	50%	58%	72%	31%	38%	$ 7.32	$ 9.14	142%	177%	57	71
Massachusetts	854,432	$ 539	$ 627	$ 784	$ 980	$ 1,150	$ 55,819	$ 41,078	$ 25,096	$ 31,344	45%	56%	61%	76%	32%	40%	$ 12.07	$ 15.07	234%	293%	94	117
Maryland	573,525	$ 486	$ 574	$ 688	$ 923	$ 1,083	$ 61,453	$ 41,945	$ 22,976	$ 27,518	37%	45%	55%	66%	30%	35%	$ 11.05	$ 13.23	214%	257%	86	103
Maine	59,696	$ 356	$ 448	$ 583	$ 736	$ 823	$ 42,868	$ 29,761	$ 17,910	$ 23,302	42%	54%	60%	78%	32%	41%	$ 8.61	$ 11.20	167%	218%	67	87
Michigan	856,545	$ 377	$ 481	$ 591	$ 745	$ 836	$ 54,198	$ 32,314	$ 19,257	$ 23,632	36%	44%	60%	73%	32%	39%	$ 9.26	$ 11.36	180%	221%	72	88
Minnesota	347,695	$ 377	$ 486	$ 619	$ 837	$ 952	$ 58,581	$ 34,820	$ 19,439	$ 24,779	33%	42%	56%	71%	30%	38%	$ 9.35	$ 11.91	181%	231%	73	93
Missouri	443,984	$ 309	$ 384	$ 486	$ 650	$ 718	$ 49,894	$ 33,525	$ 15,355	$ 19,456	31%	39%	46%	58%	25%	31%	$ 7.38	$ 9.35	143%	182%	57	73
Mississippi	101,093	$ 339	$ 395	$ 471	$ 639	$ 712	$ 39,388	$ 27,004	$ 15,780	$ 18,832	40%	48%	58%	70%	31%	37%	$ 7.59	$ 9.05	147%	176%	59	70
Montana	26,264	$ 314	$ 363	$ 484	$ 641	$ 772	$ 41,066	$ 25,591	$ 14,527	$ 19,353	35%	47%	57%	76%	31%	39%	$ 6.98	$ 9.30	136%	181%	54	72
North Carolina	577,633	$ 403	$ 462	$ 542	$ 728	$ 832	$ 46,317	$ 31,573	$ 18,498	$ 21,685	40%	47%	59%	69%	31%	37%	$ 8.89	$ 10.43	173%	202%	69	81
North Dakota	41,513	$ 327	$ 410	$ 520	$ 721	$ 801	$ 44,523	$ 28,905	$ 16,406	$ 20,808	37%	47%	57%	72%	31%	38%	$ 7.89	$ 10.00	153%	194%	61	78
Nebraska	110,572	$ 296	$ 397	$ 507	$ 667	$ 757	$ 51,987	$ 32,982	$ 15,879	$ 20,284	31%	39%	48%	62%	26%	33%	$ 7.63	$ 9.75	148%	189%	59	76
New Hampshire	79,626	$ 416	$ 544	$ 685	$ 883	$ 1,046	$ 53,433	$ 37,528	$ 21,774	$ 27,403	41%	51%	58%	73%	31%	39%	$ 10.47	$ 13.17	203%	256%	81	102
New Jersey	981,065	$ 563	$ 684	$ 829	$ 1,073	$ 1,293	$ 60,486	$ 41,253	$ 27,375	$ 33,146	45%	55%	66%	80%	35%	41%	$ 13.16	$ 15.94	256%	309%	102	124
New Mexico	108,988	$ 375	$ 461	$ 573	$ 785	$ 921	$ 44,264	$ 29,100	$ 18,458	$ 22,901	42%	52%	63%	79%	33%	41%	$ 8.87	$ 11.01	172%	214%	69	86
Nevada	186,878	$ 478	$ 564	$ 685	$ 953	$ 1,125	$ 48,455	$ 35,560	$ 22,569	$ 27,380	47%	57%	63%	77%	33%	40%	$ 10.85	$ 13.16	211%	256%	84	102
New York	3,010,394	$ 616	$ 706	$ 818	$ 1,036	$ 1,161	$ 51,066	$ 37,920	$ 28,243	$ 32,730	55%	64%	74%	86%	39%	44%	$ 13.58	$ 15.74	264%	306%	105	122
Ohio	1,138,286	$ 331	$ 405	$ 515	$ 660	$ 739	$ 48,363	$ 30,174	$ 16,210	$ 20,600	34%	43%	54%	68%	28%	37%	$ 7.79	$ 9.90	151%	192%	61	77
Oklahoma	251,897	$ 318	$ 357	$ 465	$ 647	$ 738	$ 40,746	$ 26,595	$ 14,279	$ 18,588	35%	46%	54%	70%	28%	37%	$ 6.86	$ 8.94	133%	174%	53	69
Oregon	294,812	$ 387	$ 483	$ 605	$ 841	$ 920	$ 46,451	$ 32,236	$ 19,303	$ 24,202	42%	52%	60%	75%	32%	39%	$ 9.28	$ 11.64	180%	226%	72	90
Pennsylvania	1,154,540	$ 379	$ 477	$ 585	$ 737	$ 871	$ 46,098	$ 30,327	$ 19,095	$ 23,386	41%	51%	63%	77%	33%	40%	$ 9.18	$ 11.24	178%	218%	71	87
Rhode Island	140,611	$ 403	$ 546	$ 657	$ 824	$ 1,013	$ 47,045	$ 31,836	$ 21,845	$ 26,264	46%	56%	69%	82%	37%	43%	$ 10.50	$ 12.63	204%	245%	82	98
South Carolina	283,402	$ 379	$ 435	$ 503	$ 653	$ 761	$ 42,464	$ 29,559	$ 17,416	$ 20,120	41%	47%	59%	68%	31%	35%	$ 8.37	$ 9.67	163%	188%	65	75
South Dakota	30,930	$ 333	$ 435	$ 561	$ 730	$ 855	$ 45,791	$ 30,901	$ 17,397	$ 22,435	38%	49%	56%	73%	30%	38%	$ 8.36	$ 10.79	162%	209%	65	84
Tennessee	443,249	$ 353	$ 419	$ 510	$ 692	$ 772	$ 44,668	$ 29,889	$ 16,759	$ 20,414	38%	46%	56%	68%	30%	37%	$ 8.06	$ 9.81	156%	191%	63	76
Texas	2,102,139	$ 398	$ 456	$ 585	$ 809	$ 948	$ 46,859	$ 31,857	$ 18,241	$ 23,410	39%	50%	57%	73%	31%	39%	$ 8.77	$ 11.25	170%	219%	68	87
Utah	139,974	$ 368	$ 419	$ 528	$ 734	$ 862	$ 47,314	$ 29,407	$ 16,744	$ 21,122	35%	45%	57%	72%	31%	38%	$ 8.05	$ 10.15	156%	197%	63	79
Virginia	632,860	$ 479	$ 546	$ 645	$ 884	$ 1,052	$ 55,254	$ 39,430	$ 21,836	$ 25,810	40%	47%	55%	65%	30%	35%	$ 10.50	$ 12.41	204%	241%	82	96
Vermont	17,392	$ 419	$ 513	$ 684	$ 933	$ 1,126	$ 48,900	$ 31,753	$ 20,520	$ 27,360	42%	56%	65%	86%	34%	44%	$ 9.87	$ 13.15	192%	255%	77	102
Washington	596,037	$ 420	$ 514	$ 650	$ 900	$ 1,046	$ 52,881	$ 34,902	$ 20,542	$ 26,016	39%	49%	59%	75%	31%	39%	$ 9.88	$ 12.51	192%	243%	77	97
Wisconsin	456,953	$ 357	$ 451	$ 565	$ 732	$ 826	$ 52,643	$ 34,539	$ 18,040	$ 22,604	34%	43%	52%	65%	28%	34%	$ 8.67	$ 10.87	168%	211%	67	84
West Virginia	82,995	$ 292	$ 353	$ 435	$ 571	$ 631	$ 37,111	$ 24,118	$ 14,125	$ 17,416	38%	47%	59%	72%	31%	38%	$ 6.79	$ 8.37	132%	163%	53	65
Wyoming	17,106	$ 331	$ 402	$ 527	$ 692	$ 832	$ 42,672	$ 25,757	$ 16,069	$ 21,094	38%	49%	62%	82%	33%	43%	$ 7.73	$ 10.14	150%	197%	60	79

Median state	294,812	$ 379	$ 462	$ 585	$ 745	$ 871	$ 48,455	$ 31,857	$ 18,498	$ 23,386	39%	48%	58%	72%	31%	38%	$ 8.89	$ 11.24	173%	218%	69	87

Click here to download a (Microsoft Excel 97) spreadsheet of these tables.

NOTES:

FMR = Fair Market Rent
AMI = Area Median Income, determined by HUD
HUD = Department of Housing and Urban Development
EST RTR MEDIAN = 1998 Estimated Renter Median Income, based on 1990 renter median income as percent of household median income
Income Needed to Afford = Affordability is based on the official 30%-of-income standard used in federal housing subsidy programs.
% Unable to Afford = percent ofrenter population whomust pay more than 30% of income for rent.
Wage calculations are based on a 40 hour week for 52 weeks per year.
The federal minimum wage is $5.15/hour.
Rows are shaded for navigational purposes only.

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