Out of Reach

 
Out of Reach:

Rental Housing At What Cost?

October, 1998


New York

(Tables are wide. Scroll to the right.) >>
State and Metro Area Data
 
   
 
     
Income Needed to Afford FMR
Estimated % Renters unable to afford FMR
Hourly Wage Needed to Afford
Percent of Federal Minimum Wage (@$5.15)
Work Hours/week Necessary at Minimum Wage
 
   
FAIR MARKET RENTS BY NUMBER OF BEDROOMS
   
Amount
Percent of AMI
Estimated % of Renter median
                 
 
1990 RENTER HOUSEHOLDS
Zero 
One 
Two 
Three 
Four 
1998 Area Median Income (HUD) 
1998 Estimated Renter Median Income
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
 
New York
3,010,394 
$ 616 
$ 706 
$ 818 
$ 1,036 
$ 1,161 
$ 51,066 
$ 37,920 
$ 28,243 
$ 32,730 
55%
64%
74%
86%
39%
44%
$ 13.58 
$ 15.74 
264%
306%
105
122
New York
METRO AREA                                             METRO AREA
Albany--Schenectady--Troy, NY 
118,974 
$ 393 
$ 483 
$ 595 
$ 746 
$ 834 
$ 47,400 
$ 31,761 
$ 19,320 
$ 23,800 
41%
50%
61%
75%
32%
39%
$ 9.29 
$ 11.44 
180%
222%
72
89
Albany--Schenectady--Troy, NY 
Binghamton, NY
32,320 
$ 352 
$ 396 
$ 493 
$ 627 
$ 703 
$ 41,200 
$ 24,704 
$ 15,840 
$ 19,720 
38%
48%
64%
80%
34%
41%
$ 7.62 
$ 9.48 
148%
184%
59
74
Binghamton, NY
Buffalo-Niagara Falls, NY
163,834 
$ 358 
$ 436 
$ 525 
$ 656 
$ 735 
$ 44,000 
$ 25,235 
$ 17,440 
$ 21,000 
40%
48%
69%
83%
37%
43%
$ 8.38 
$ 10.10 
163%
196%
65
78
Buffalo-Niagara Falls, NY
Dutchess County, NY
27,668 
$ 541 
$ 687 
$ 849 
$ 1,103 
$ 1,289 
$ 56,600 
$ 37,400 
$ 27,480 
$ 33,960 
49%
60%
73%
91%
39%
45%
$ 13.21 
$ 16.33 
257%
317%
103
127
Dutchess County, NY
Elmira, NY
11,180 
$ 352 
$ 396 
$ 485 
$ 615 
$ 732 
$ 40,100 
$ 24,300 
$ 15,840 
$ 19,400 
40%
48%
65%
80%
34%
41%
$ 7.62 
$ 9.33 
148%
181%
59
72
Elmira, NY
Glens Falls, NY
12,234 
$ 352 
$ 459 
$ 559 
$ 700 
$ 783 
$ 39,900 
$ 25,530 
$ 18,360 
$ 22,360 
46%
56%
72%
88%
38%
45%
$ 8.83 
$ 10.75 
171%
209%
69
83
Glens Falls, NY
Jamestown, NY
16,879 
$ 352 
$ 396 
$ 475 
$ 615 
$ 703 
$ 36,300 
$ 20,500 
$ 15,840 
$ 19,000 
44%
52%
77%
93%
40%
48%
$ 7.62 
$ 9.13 
148%
177%
59
71
Jamestown, NY
Nassau-Suffolk, NY
168,728 
$ 728 
$ 877 
$ 1,070 
$ 1,488 
$ 1,594 
$ 70,200 
$ 43,600 
$ 35,100 
$ 42,800 
50%
61%
81%
98%
41%
49%
$ 16.88 
$ 20.58 
328%
400%
131
160
Nassau-Suffolk, NY
New York, NY
2,039,248 
$ 681 
$ 759 
$ 862 
$ 1,078 
$ 1,208 
$ 49,800 
$ 40,500 
$ 30,400 
$ 34,500 
61%
69%
75%
85%
39%
44%
$ 14.62 
$ 16.59 
284%
322%
114
129
New York, NY
Newburgh, NY-PA
34,793 
$ 533
$ 693 
$ 848 
$ 1,075 
$ 1,227 
$ 52,500 
$ 33,500 
$ 27,700 
$ 33,900 
53%
65%
83%
101%
43%
51%
$ 13.32 
$ 16.30 
259%
316%
103
127
Newburgh, NY-PA
Rochester, NY
127,010 
$ 379 
$ 493 
$ 600 
$ 769 
$ 840 
$ 48,800 
$ 28,300 
$ 19,700 
$ 24,000 
40%
49%
70%
85%
37%
43%
$ 9.47 
$ 11.54 
184%
224%
74
90
Rochester, NY
Syracuse, NY
90,931 
$ 377 
$ 455 
$ 563 
$ 719 
$ 798 
$ 44,500 
$ 27,200 
$ 18,200 
$ 22,500 
41%
51%
67%
83%
35%
43%
$ 8.75 
$ 10.82 
170%
210%
68
84
Syracuse, NY
Utica-Rome, NY
39,305 
$ 352 
$ 396 
$ 484 
$ 615 
$ 703 
$ 37,700 
$ 23,400 
$ 15,800 
$ 19,400 
42%
51%
68%
83%
35%
43%
$ 7.60 
$ 9.33 
147%
181%
59
72
Utica-Rome, NY
Westchester County, NY
129,051 
$ 654 
$ 852 
$ 1,038 
$ 1,350 
$ 1,611 
$ 74,200 
$ 42,800 
$ 34,100 
$ 41,500 
46%
56%
80%
97%
41%
49%
$ 16.39 
$ 19.95 
318%
387%
127
155
Westchester County, NY

County Data
 

         
Income Needed to Afford FMR
Estimated % Renters unable to afford FMR
 
         
Amount
Percent of AMI
Estimated % of Renter median
     
County  Metro Area
Renter
Households,
1990
1998 Area Median Income (HUD)
1998 Estimated Renter Median Income 
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
One
Bedroom
Two
Bedroom
County 
Albany County  Albany-Schenectady
49,793 
$ 47,400 
$ 32,900 
$ 19,320 
$ 23,800 
41%
50%
59%
72%
31%
38%
Albany County 
Bronx County  New York, NY
348,292 
$ 49,800 
$ 44,700 
$ 30,360 
$ 34,480 
61%
69%
68%
77%
35%
40%
Bronx County 
Broome County  Binghamton, NY
28,323 
$ 41,200 
$ 25,100 
$ 15,840 
$ 19,720 
38%
48%
63%
79%
33%
41%
Broome County 
Cayuga County  Syracuse, NY
8,471 
$ 44,500 
$ 27,000 
$ 18,200 
$ 22,520 
41%
51%
67%
83%
35%
43%
Cayuga County 
Chautauqua County  Jamestown, NY
16,879 
$ 36,300 
$ 20,500 
$ 15,840 
$ 19,000 
44%
52%
77%
93%
40%
48%
Chautauqua County 
Chemung County  Elmira, NY
11,180 
$ 40,100 
$ 24,300 
$ 15,840 
$ 19,400 
40%
48%
65%
80%
34%
41%
Chemung County 
Dutchess County  Dutchess County, N
27,668 
$ 56,600 
$ 37,400 
$ 27,480 
$ 33,960 
49%
60%
73%
91%
39%
45%
Dutchess County 
Erie County  Buffalo-Niagara Fa
136,748 
$ 44,000 
$ 25,400 
$ 17,440 
$ 21,000 
40%
48%
69%
83%
37%
43%
Erie County 
Genesee County  Rochester, NY
5,882 
$ 48,800 
$ 31,000 
$ 19,720 
$ 24,000 
40%
49%
64%
77%
33%
41%
Genesee County 
Herkimer County  Utica-Rome, NY
7,141 
$ 37,700 
$ 23,200 
$ 15,840 
$ 19,360 
42%
51%
68%
83%
37%
43%
Herkimer County 
Kings County  New York, NY
612,356 
$ 49,800 
$ 41,400 
$ 30,360 
$ 34,480 
61%
69%
73%
83%
39%
43%
Kings County 
Livingston County  Rochester, NY
5,654 
$ 48,800 
$ 30,300 
$ 19,720 
$ 24,000 
40%
49%
65%
79%
34%
41%
Livingston County 
Madison County  Syracuse, NY
6,052 
$ 44,500 
$ 26,700 
$ 18,200 
$ 22,520 
41%
51%
68%
84%
35%
43%
Madison County 
Monroe County  Rochester, NY
94,999 
$ 48,800 
$ 27,900 
$ 19,720 
$ 24,000 
40%
49%
71%
86%
37%
44%
Monroe County 
Montgomery County  Albany-Schenectady
6,804 
$ 47,400 
$ 32,600 
$ 19,320 
$ 23,800 
41%
50%
59%
73%
32%
39%
Montgomery County 
Nassau County  Nassau-Suffolk, NY
84,356 
$ 70,200 
$ 42,000 
$ 35,080 
$ 42,800 
50%
61%
84%
102%
43%
51%
Nassau County 
New York County  New York, NY
588,449 
$ 49,800 
$ 39,600 
$ 30,360 
$ 34,480 
61%
69%
77%
87%
40%
44%
New York County 
Niagara County  Buffalo-Niagara Fa
27,086 
$ 44,000 
$ 24,400 
$ 17,440 
$ 21,000 
40%
48%
71%
86%
38%
44%
Niagara County 
Oneida County  Utica-Rome, NY
32,164 
$ 37,700 
$ 23,400 
$ 15,840 
$ 19,360 
42%
51%
68%
83%
35%
43%
Oneida County 
Onondaga County  Syracuse, NY
64,952 
$ 44,500 
$ 27,500 
$ 18,200 
$ 22,520 
41%
51%
66%
82%
35%
43%
Onondaga County 
Ontario County  Rochester, NY
9,329 
$ 48,800 
$ 29,900 
$ 19,720 
$ 24,000 
40%
49%
66%
80%
35%
41%
Ontario County 
Orange County  Newburgh, NY-PA
33,032 
$ 52,500 
$ 33,000 
$ 27,720 
$ 33,920 
53%
65%
84%
103%
43%
51%
Orange County 
Orleans County  Rochester, NY
3,697 
$ 48,800 
$ 30,700 
$ 19,720 
$ 24,000 
40%
49%
64%
78%
34%
41%
Orleans County 
Oswego County  Syracuse, NY
11,456 
$ 44,500 
$ 25,700 
$ 18,200 
$ 22,520 
41%
51%
71%
88%
37%
45%
Oswego County 
Putnam County  New York, NY
5,097 
$ 49,800 
$ 30,800 
$ 30,360 
$ 34,480 
61%
69%
99%
112%
50%
55%
Putnam County 
Queens County  New York, NY
414,022 
$ 49,800 
$ 38,700 
$ 30,360 
$ 34,480 
61%
69%
78%
89%
41%
45%
Queens County 
Rensselaer County  Albany-Schenectady
20,801 
$ 47,400 
$ 31,200 
$ 19,320 
$ 23,800 
41%
50%
62%
76%
33%
40%
Rensselaer County 
Richmond County  New York, NY
47,381 
$ 49,800 
$ 30,300 
$ 30,360 
$ 34,480 
61%
69%
100%
114%
51%
58%
Richmond County 
Rockland County  New York, NY
23,651 
$ 49,800 
$ 28,700 
$ 30,360 
$ 34,480 
61%
69%
106%
120%
53%
62%
Rockland County 
Saratoga County Albany-Schenectady
18,383 
$ 47,400 
$ 30,700 
$ 19,320 
$ 23,800 
41%
50%
63%
78%
33%
41%
Saratoga County 
Schenectady County  Albany-Schenectady
20,278 
$ 47,400 
$ 30,100 
$ 19,320 
$ 23,800 
41%
50%
64%
79%
34%
41%
Schenectady County 
Schoharie County  Albany-Schenectady
2,915 
$ 47,400 
$ 32,600 
$ 19,320 
$ 23,800 
41%
50%
59%
73%
32%
39%
Schoharie County 
Suffolk County  Nassau-Suffolk, NY
84,372 
$ 70,200 
$ 45,200 
$ 35,080 
$ 42,800 
50%
61%
78%
95%
41%
48%
Suffolk County 
Tioga County  Binghamton, NY
3,997 
$ 41,200 
$ 21,900 
$ 15,840 
$ 19,720 
38%
48%
72%
90%
38%
45%
Tioga County 
Warren County  Glens Falls, NY
6,934 
$ 39,900 
$ 26,700 
$ 18,360 
$ 22,360 
46%
56%
69%
84%
37%
43%
Warren County 
Washington County  Glens Falls, NY
5,300 
$ 39,900 
$ 24,000 
$ 18,360 
$ 22,360 
46%
56%
77%
93%
40%
48%
Washington County 
Wayne County  Rochester, NY
7,449 
$ 48,800 
$ 27,400 
$ 19,720 
$ 24,000 
40%
49%
72%
88%
38%
45%
Wayne County 
Westchester County  Westchester County
129,051 
$ 74,200 
$ 42,800 
$ 34,080 
$ 41,520 
46%
56%
80%
97%
41%
49%
Westchester County 

Click here to download a (Microsoft Excel 97) spreadsheet of these tables.
 

NOTES:
  • FMR = Fair Market Rent 
  • AMI = Area Median Income, determined by HUD 
  • HUD = Department of Housing and Urban Development 
  • EST RTR MEDIAN = 1998 Estimated Renter Median Income, based on 1990 renter median income as percent of household median income 
  • Income Needed to Afford = Affordability is based on the official 30%-of-income standard used in federal housing subsidy programs. 
  • % Unable to Afford = percent ofrenter population whomust pay more than 30% of income for rent. 
  • Wage calculations are based on a 40 hour week for 52 weeks per year. 
  • The federal minimum wage is $5.15/hour. 
  • Rows are shaded for navigational purposes only.
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