Out of Reach

Out of Reach:

Rental Housing At What Cost?

October, 1998

Maryland

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State and Metro Area Data

									Income Needed to Afford FMR						Estimated % Renters unable to afford FMR		Hourly Wage Needed to Afford		Percent of Federal Minimum Wage (@$5.15)		Work Hours/week Necessary at Minimum Wage
		FAIR MARKET RENTS BY NUMBER OF BEDROOMS							Amount		Percent of AMI		Estimated % of Renter median
	1990 RENTER HOUSEHOLDS	Zero	One	Two	Three	Four	1998 Area Median Income (HUD)	1998 Estimated Renter Median Income	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom
Maryland	573,525	$ 486	$ 574	$ 688	$ 923	$ 1,083	$ 61,453	$ 41,945	$ 22,976	$ 27,518	37%	45%	55%	66%	30%	35%	$ 11.05	$ 13.23	214%	257%	86	103	Maryland
METRO AREA																							METRO AREA
Baltimore, MD	319,741	$ 414	$ 507	$ 618	$ 818	$ 936	$ 55,600	$ 38,995	$ 20,280	$ 24,720	36%	44%	52%	63%	28%	33%	$ 9.75	$ 11.88	189%	231%	76	92	Baltimore, MD
Hagerstown, MD	16,185	$ 326	$ 393	$ 488	$ 642	$ 733	$ 43,800	$ 29,300	$ 15,720	$ 19,520	36%	45%	54%	67%	28%	35%	$ 7.56	$ 9.38	147%	182%	59	73	Hagerstown, MD

County Data

					Income Needed to Afford FMR						Estimated % Renters unable to afford FMR
					Amount		Percent of AMI		Estimated % of Renter median
County	Metro Area	Renter Households, 1990	1998 Area Median Income (HUD)	1998 Estimated Renter Median Income	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	County
Allegany County	Cumberland, MD-WV	8,915	$ 33,700	$ 20,400	$ 15,800	$ 19,520	47%	58%	77%	96%	41%	49%	Allegany County
Anne Arundel County	Baltimore, MD	40,464	$ 55,600	$ 36,400	$ 20,280	$ 24,720	36%	44%	56%	68%	30%	35%	Anne Arundel County
Baltimore city	Baltimore, MD	90,286	$ 55,600	$ 38,500	$ 20,280	$ 24,720	36%	44%	53%	64%	28%	34%	Baltimore city
Baltimore County	Baltimore, MD	142,063	$ 55,600	$ 42,000	$ 20,280	$ 24,720	36%	44%	48%	59%	26%	31%	Baltimore County
Calvert County	Washington, DC-MD-	2,555	$ 72,300	$ 50,400	$ 27,680	$ 32,480	38%	45%	55%	64%	30%	34%	Calvert County
Carroll County	Baltimore, MD	9,084	$ 55,600	$ 32,000	$ 20,280	$ 24,720	36%	44%	63%	77%	33%	40%	Carroll County
Cecil County	Wilmington-Newark,	6,191	$ 60,000	$ 41,100	$ 22,480	$ 26,160	37%	44%	55%	64%	30%	34%	Cecil County
Charles County	Washington, DC-MD-	7,993	$ 72,300	$ 49,400	$ 27,680	$ 32,480	38%	45%	56%	66%	30%	35%	Charles County
Frederick County	Washington, DC-MD-	15,338	$ 72,300	$ 48,300	$ 27,680	$ 32,480	38%	45%	57%	67%	31%	35%	Frederick County
Harford County	Baltimore, MD	16,489	$ 55,600	$ 32,900	$ 20,280	$ 24,720	36%	44%	62%	75%	33%	39%	Harford County
Howard County	Baltimore, MD	18,985	$ 55,600	$ 33,800	$ 20,280	$ 24,720	36%	44%	60%	73%	32%	39%	Howard County
Montgomery County	Washington, DC-MD-	90,456	$ 72,300	$ 44,800	$ 27,680	$ 32,480	38%	45%	62%	73%	33%	38%	Montgomery County
Prince George's County	Washington, DC-MD-	106,151	$ 72,300	$ 50,500	$ 27,680	$ 32,480	38%	45%	55%	64%	30%	34%	Prince George's County
Queen Anne's County	Baltimore, MD	2,370	$ 55,600	$ 32,900	$ 20,280	$ 24,720	36%	44%	62%	75%	33%	39%	Queen Anne's County
Washington County	Hagerstown, MD	16,185	$ 43,800	$ 29,300	$ 15,720	$ 19,520	36%	45%	54%	67%	28%	35%	Washington County

Click here to download a (Microsoft Excel 97) spreadsheet of these tables.

NOTES:

FMR = Fair Market Rent
AMI = Area Median Income, determined by HUD
HUD = Department of Housing and Urban Development
EST RTR MEDIAN = 1998 Estimated Renter Median Income, based on 1990 renter median income as percent of household median income
Income Needed to Afford = Affordability is based on the official 30%-of-income standard used in federal housing subsidy programs.
% Unable to Afford = percent ofrenter population whomust pay more than 30% of income for rent.
Wage calculations are based on a 40 hour week for 52 weeks per year.
The federal minimum wage is $5.15/hour.
Rows are shaded for navigational purposes only.

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