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Out of Reach

 

Out of Reach: Rental Housing At What Cost? October, 1998

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Massachusetts

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State and Metro Area Data
 

									Income Needed to Afford FMR						Estimated % Renters unable to afford FMR		Hourly Wage Needed to Afford		Percent of Federal Minimum Wage (@$5.15)		Work Hours/week Necessary at Minimum Wage
		FAIR MARKET RENTS BY NUMBER OF BEDROOMS							Amount		Percent of AMI		Estimated % of Renter median
	1990 RENTER HOUSEHOLDS	Zero	One	Two	Three	Four	1998 Area Median Income (HUD)	1998 Estimated Renter Median Income	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom
Massachusetts	854,432	$ 539	$ 627	$ 784	$ 980	$ 1,150	$ 55,819	$ 41,078	$ 25,096	$ 31,344	45%	56%	61%	76%	32%	40%	$ 12.07	$ 15.07	234%	293%	94	117	Massachusetts
METRO AREA																							METRO AREA
Barnstable-Yarmouth, MA	11,055	$ 460	$ 616	$ 822	$ 1,029	$ 1,152	$ 44,700	$ 36,381	$ 24,640	$ 32,880	55%	74%	68%	90%	35%	45%	$ 11.85	$ 15.81	230%	307%	92	123	Barnstable-Yarmouth, MA
Boston, MA-NH	524,603	$ 620	$ 697	$ 874	$ 1,092	$ 1,282	$ 60,000	$ 46,060	$ 27,880	$ 34,960	46%	58%	61%	76%	32%	40%	$ 13.40	$ 16.81	260%	326%	104	131	Boston, MA-NH
Brockton, MA	7,402	$ 415	$ 547	$ 671	$ 835	$ 951	$ 53,900	$ 37,973	$ 21,880	$ 26,840	41%	50%	58%	71%	31%	37%	$ 10.52	$ 12.90	204%	251%	82	100	Brockton, MA
Fitchburg-Leominster, MA	15,419	$ 325	$ 456	$ 592	$ 762	$ 828	$ 48,200	$ 34,475	$ 18,240	$ 23,680	38%	49%	53%	69%	28%	37%	$ 8.77	$ 11.38	170%	221%	68	88	Fitchburg-Leominster, MA
Lawrence, MA-NH	43591	$ 417	$ 504	$ 633	$ 791	$ 974	$ 56,700	$ 36,556	$ 20,160	$ 25,320	36%	45%	55%	69%	30%	37%	$ 9.69	$ 12.17	188%	236%	75	95	Lawrence, MA-NH
Lowell, MA-NH	31783	$ 455	$ 589	$ 711	$ 891	$ 997	$ 59,200	$ 37,382	$ 23,560	$ 28,440	40%	48%	63%	76%	33%	40%	$ 11.33	$ 13.67	220%	265%	88	106	Lowell, MA-NH
New Bedford, MA	27,429	$ 436	$ 533	$ 606	$ 757	$ 850	$ 40,900	$ 27,700	$ 21,300	$ 24,200	52%	59%	77%	87%	40%	45%	$ 10.24	$ 11.63	199%	226%	80	90	New Bedford, MA
Pittsfield, MA	10,821	$ 316	$ 449	$ 554	$ 694	$ 860	$ 44,200	$ 29,800	$ 18,000	$ 22,200	41%	50%	60%	74%	32%	39%	$ 8.65	$ 10.67	168%	207%	67	83	Pittsfield, MA
Springfield, MA	83,243	$ 411	$ 508	$ 642	$ 802	$ 986	$ 45,500	$ 31,100	$ 20,300	$ 25,700	45%	56%	65%	83%	34%	43%	$ 9.76	$ 12.36	190%	240%	76	96	Springfield, MA
Worcester, MA-CT	71943	$ 403	$ 488	$ 610	$ 761	$ 853	$ 51,000	$ 35,800	$ 19,500	$ 24,400	38%	48%	54%	68%	28%	35%	$ 9.38	$ 11.73	182%	228%	73	91	Worcester, MA-CT

Town/City Data
 

					Income Needed to Afford FMR						Estimated % Renters unable to afford FMR
					Amount		Percent of AMI		Estimated % of Renter median
Town/City	Metro Area	Renter Households, 1990	1998 Area Median Income (HUD)	1998 Estimated Renter Median Income	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	One Bedroom	Two Bedroom	Town/City
Abington	Brockton, MA PMSA	1,528	$ 42,730	$ 29,419	$ 24,640	$ 32,880	74%	98%	97%	129%	49%	64%	Abington
Acton	Boston, MA-NH	1,946	$ 61,394	$ 34,905	$ 24,640	$ 32,880	88%	118%	94%	126%	48%	63%	Acton
Acushnet	New Bedford, MA MSA	557	$ 35,734	$ 23,426	$ 24,640	$ 32,880	87%	116%	103%	137%	51%	64%	Acushnet
Agawam	Springfield, MA MSA	2,717	$ 37,261	$ 23,746	$ 24,640	$ 32,880	57%	76%	77%	102%	40%	51%	Agawam
Amesbury	Boston, MA-NH	2,331	$ 37,889	$ 29,317	$ 24,640	$ 32,880	91%	121%	96%	128%	49%	64%	Amesbury
Amherst	Springfield, MA MSA	5,041	$ 26,772	$ 19,077	$ 27,880	$ 34,960	45%	57%	80%	100%	41%	51%	Amherst
Andover	Lawrence, MA--NH PMSA	2,648	$ 61,070	$ 29,955	$ 27,880	$ 34,960	74%	92%	95%	119%	48%	62%	Andover
Arlington	Boston, MA-NH	8,089	$ 43,309	$ 36,484	$ 27,880	$ 34,960	64%	81%	76%	96%	40%	49%	Arlington
Ashburnham	Fitchburg--Leominster, MA MSA	264	$ 42,442	$ 31,086	$ 27,880	$ 34,960	54%	68%	72%	91%	38%	45%	Ashburnham
Ashby	Fitchburg--Leominster, MA MSA	94	$ 46,250	$ 21,065	$ 27,880	$ 34,960	95%	119%	113%	142%	55%	64%	Ashby
Ashland	Boston, MA-NH	1,198	$ 51,173	$ 38,625	$ 27,880	$ 34,960	48%	61%	75%	94%	39%	48%	Ashland
Attleboro city	Providence--Pawtucket--Fall River, RI--MA PMSA	5,481	$ 36,631	$ 24,927	$ 27,880	$ 34,960	61%	77%	98%	123%	49%	63%	Attleboro city
Auburn	Worcester, MA MSA	962	$ 39,913	$ 28,995	$ 27,880	$ 34,960	52%	65%	66%	82%	35%	43%	Auburn
Avon	Brockton, MA PMSA	349	$ 43,214	$ 32,528	$ 27,880	$ 34,960	56%	71%	97%	121%	49%	62%	Avon
Ayer	Boston, MA-NH	1,491	$ 29,326	$ 24,688	$ 27,880	$ 34,960	70%	88%	100%	126%	51%	63%	Ayer
Barnstable	Barnstable-Yarmouth, MA	4,835	$ 33,411	$ 25,396	$ 27,880	$ 34,960	72%	90%	113%	141%	55%	64%	Barnstable
Barre	Worcester, MA MSA	402	$ 36,846	$ 26,257	$ 27,880	$ 34,960	44%	55%	77%	96%	40%	49%	Barre
Bedford	Boston, MA-NH	1,284	$ 57,561	$ 37,278	$ 27,880	$ 34,960	96%	120%	106%	132%	53%	64%	Bedford
Belchertown	Springfield, MA MSA	910	$ 38,868	$ 21,279	$ 27,880	$ 34,960	54%	68%	67%	85%	35%	43%	Belchertown
Bellingham	Boston, MA-NH	917	$ 45,397	$ 28,443	$ 27,880	$ 34,960	62%	78%	93%	117%	48%	59%	Bellingham
Belmont	Boston, MA-NH	3,905	$ 53,488	$ 42,443	$ 27,880	$ 34,960	61%	77%	85%	107%	44%	53%	Belmont
Berlin	Boston, MA-NH	171	$ 49,556	$ 28,781	$ 27,880	$ 34,960	50%	62%	67%	85%	35%	43%	Berlin
Beverly city	Boston, MA-NH	6,079	$ 39,603	$ 27,826	$ 27,880	$ 34,960	84%	105%	105%	132%	53%	64%	Beverly city
Billerica	Lowell, MA--NH PMSA	2,065	$ 50,210	$ 34,635	$ 27,880	$ 34,960	52%	65%	81%	101%	41%	51%	Billerica
Blackstone	Boston, MA-NH	901	$ 38,687	$ 24,766	$ 27,880	$ 34,960	33%	42%	92%	115%	47%	59%	Blackstone
Bolton	Boston, MA-NH	121	$ 63,757	$ 36,290	$ 27,880	$ 34,960	72%	90%	113%	142%	55%	64%	Bolton
Boston city	Boston, MA-NH	157,920	$ 29,180	$ 26,408	$ 27,880	$ 34,960	111%	139%	114%	143%	58%	64%	Boston city
Boxborough	Boston, MA-NH	443	$ 51,330	$ 41,308	$ 27,880	$ 34,960	44%	56%	81%	101%	41%	51%	Boxborough
Boxford	Lawrence, MA--NH PMSA	90	$ 78,562	$ 44,131	$ 27,880	$ 34,960	40%	50%	67%	84%	35%	43%	Boxford
Boylston	Worcester, MA MSA	230	$ 52,424	$ 37,360	$ 27,880	$ 34,960	64%	80%	92%	115%	47%	59%	Boylston
Braintree	Boston, MA-NH	2,774	$ 44,734	$ 29,862	$ 27,880	$ 34,960	61%	77%	84%	106%	43%	53%	Braintree
Bridgewater	Brockton, MA PMSA	1,870	$ 41,933	$ 29,362	$ 27,880	$ 34,960	31%	38%	41%	51%	21%	27%	Bridgewater
Brockton city	Brockton, MA PMSA	15,334	$ 31,712	$ 23,386	$ 27,880	$ 34,960	44%	55%	101%	127%	51%	64%	Brockton city
Brookfield	Worcester, MA MSA	214	$ 30,349	$ 22,433	$ 27,880	$ 34,960	60%	76%	95%	119%	48%	62%	Brookfield
Brookline	Boston, MA-NH	13,857	$ 45,598	$ 32,732	$ 27,880	$ 34,960	91%	114%	95%	120%	48%	62%	Brookline
Burlington	Boston, MA-NH	1,640	$ 55,952	$ 41,312	$ 27,880	$ 34,960	61%	77%	84%	105%	43%	53%	Burlington
Cambridge city	Boston, MA-NH	27,446	$ 33,140	$ 26,568	$ 27,880	$ 34,960	65%	81%	86%	108%	44%	53%	Cambridge city
Canton	Boston, MA-NH	1,657	$ 53,492	$ 34,500	$ 27,880	$ 34,960	55%	69%	102%	128%	51%	64%	Canton
Carlisle	Boston, MA-NH	120	$ 83,985	$ 30,318	$ 27,880	$ 34,960	85%	107%	107%	135%	53%	64%	Carlisle
Carver	Boston, MA-NH	356	$ 38,678	$ 24,659	$ 27,880	$ 34,960	57%	71%	92%	116%	47%	59%	Carver
Charlton	Worcester, MA MSA	683	$ 42,461	$ 25,312	$ 27,880	$ 34,960	51%	64%	124%	156%	63%	64%	Charlton
Chelmsford	Lowell, MA--NH PMSA	2,037	$ 53,971	$ 35,544	$ 27,880	$ 34,960	59%	74%	85%	107%	44%	53%	Chelmsford
Chelsea city	Boston, MA-NH	7,588	$ 25,144	$ 24,411	$ 27,880	$ 34,960	46%	58%	77%	97%	41%	49%	Chelsea city
Cheshire town	Pittsfield, MA MSA	189	$ 36,803	$ 23,455	$ 27,880	$ 34,960	74%	93%	119%	150%	62%	64%	Cheshire town
Chicopee city	Springfield, MA MSA	9,435	$ 28,905	$ 22,506	$ 27,880	$ 34,960	48%	60%	95%	120%	48%	62%	Chicopee city
Clinton	Worcester, MA MSA	2,530	$ 34,091	$ 27,724	$ 27,880	$ 34,960	62%	78%	89%	112%	45%	55%	Clinton
Cohasset	Boston, MA-NH	517	$ 62,933	$ 34,617	$ 27,880	$ 34,960	51%	64%	90%	113%	45%	55%	Cohasset
Concord	Boston, MA-NH	1,254	$ 69,917	$ 41,433	$ 27,880	$ 34,960	62%	77%	98%	122%	49%	62%	Concord
Dalton town	Pittsfield, MA MSA	683	$ 36,518	$ 25,668	$ 27,880	$ 34,960	74%	93%	86%	107%	44%	53%	Dalton town
Danvers	Boston, MA-NH	2,250	$ 43,759	$ 30,273	$ 27,880	$ 34,960	66%	82%	92%	115%	47%	59%	Danvers
Dartmouth	New Bedford, MA MSA	1,834	$ 35,138	$ 16,286	$ 27,880	$ 34,960	68%	86%	95%	119%	48%	62%	Dartmouth
Dedham	Boston, MA-NH	1,748	$ 45,687	$ 33,000	$ 27,880	$ 34,960	67%	84%	105%	132%	53%	64%	Dedham
Dennis	Barnstable-Yarmouth, MA	1,755	$ 27,900	$ 26,174	$ 27,880	$ 34,960	41%	52%	63%	79%	33%	41%	Dennis
Douglas	Worcester, MA MSA	426	$ 38,362	$ 27,160	$ 27,880	$ 34,960	48%	61%	72%	90%	38%	45%	Douglas
Dover	Boston, MA-NH	135	$ 91,376	$ 68,250	$ 27,880	$ 34,960	54%	68%	73%	91%	39%	47%	Dover
Dracut	Lowell, MA--NH PMSA	2,124	$ 45,165	$ 32,368	$ 27,880	$ 34,960	98%	122%	119%	149%	62%	64%	Dracut
Dudley	Worcester, MA MSA	1,044	$ 34,139	$ 25,395	$ 27,880	$ 34,960	48%	60%	91%	114%	45%	55%	Dudley
Dunstable	Lowell, MA--NH PMSA	54	$ 62,515	$ 31,154	$ 27,880	$ 34,960	81%	102%	95%	119%	48%	62%	Dunstable
Duxbury	Boston, MA-NH	594	$ 63,878	$ 27,580	$ 27,880	$ 34,960	53%	66%	71%	89%	37%	45%	Duxbury
East Bridgewater	Brockton, MA PMSA	650	$ 42,614	$ 28,421	$ 27,880	$ 34,960	52%	66%	76%	95%	39%	48%	East Bridgewater
East Brookfield	Worcester, MA MSA	137	$ 38,226	$ 32,816	$ 27,880	$ 34,960	67%	85%	86%	108%	44%	53%	East Brookfield
East Longmeadow	Springfield, MA MSA	612	$ 41,372	$ 18,712	$ 27,880	$ 34,960	57%	71%	95%	119%	48%	62%	East Longmeadow
Easthampton	Springfield, MA MSA	2,471	$ 33,733	$ 25,744	$ 27,880	$ 34,960	64%	81%	89%	112%	45%	55%	Easthampton
Easton	Brockton, MA PMSA	1,388	$ 50,647	$ 34,548	$ 27,880	$ 34,960	42%	53%	90%	113%	45%	55%	Easton
Essex	Boston, MA-NH	435	$ 46,304	$ 29,276	$ 27,880	$ 34,960	72%	90%	89%	111%	45%	55%	Essex
Everett city	Boston, MA-NH	8,522	$ 30,786	$ 29,211	$ 27,880	$ 34,960	51%	64%	108%	136%	53%	64%	Everett city
Fairhaven	New Bedford, MA MSA	1,902	$ 30,097	$ 23,160	$ 27,880	$ 34,960	63%	79%	95%	119%	48%	62%	Fairhaven
Fall River city	Providence--Pawtucket--Fall River, RI--MA PMSA	25,005	$ 22,452	$ 17,192	$ 27,880	$ 34,960	50%	63%	102%	128%	51%	64%	Fall River city
Fitchburg city	Fitchburg--Leominster, MA MSA	7,948	$ 27,101	$ 22,818	$ 27,880	$ 34,960	60%	76%	93%	117%	48%	59%	Fitchburg city
Foxborough	Boston, MA-NH	1,791	$ 45,405	$ 33,250	$ 27,880	$ 34,960	73%	92%	105%	132%	53%	64%	Foxborough
Framingham	Boston, MA-NH	11,608	$ 42,948	$ 32,451	$ 27,880	$ 34,960	56%	70%	71%	89%	38%	45%	Framingham
Franklin	Boston, MA-NH	1,797	$ 50,679	$ 27,304	$ 27,880	$ 34,960	52%	66%	82%	102%	41%	51%	Franklin
Freetown	New Bedford, MA MSA	285	$ 45,497	$ 28,279	$ 27,880	$ 34,960	69%	87%	101%	127%	51%	63%	Freetown
Gardner city	Fitchburg--Leominster, MA MSA	3,846	$ 28,035	$ 20,545	$ 27,880	$ 34,960	59%	74%	71%	90%	38%	45%	Gardner city
Gloucester city	Boston, MA-NH	4,892	$ 32,690	$ 25,955	$ 27,880	$ 34,960	57%	71%	69%	87%	37%	44%	Gloucester city
Grafton	Worcester, MA MSA	1,516	$ 42,310	$ 30,268	$ 27,880	$ 34,960	46%	58%	64%	81%	34%	41%	Grafton
Granby	Springfield, MA MSA	302	$ 41,277	$ 24,840	$ 27,880	$ 34,960	63%	79%	108%	136%	53%	64%	Granby
Groton	Lowell, MA--NH PMSA	532	$ 55,169	$ 34,737	$ 27,880	$ 34,960	72%	91%	109%	136%	53%	64%	Groton
Groveland	Lawrence, MA--NH PMSA	245	$ 48,351	$ 28,574	$ 27,880	$ 34,960	47%	59%	66%	83%	35%	43%	Groveland
Halifax	Brockton, MA PMSA	241	$ 37,197	$ 30,409	$ 27,880	$ 34,960	44%	55%	87%	110%	45%	55%	Halifax
Hamilton	Boston, MA-NH	472	$ 49,167	$ 30,224	$ 27,880	$ 34,960	53%	66%	79%	99%	41%	50%	Hamilton
Hampden	Springfield, MA MSA	167	$ 46,638	$ 24,248	$ 27,880	$ 34,960	46%	58%	141%	177%	64%	64%	Hampden
Hanover	Boston, MA-NH	519	$ 54,759	$ 22,431	$ 27,880	$ 34,960	65%	82%	77%	97%	40%	49%	Hanover
Hanson	Brockton, MA PMSA	349	$ 45,515	$ 29,687	$ 27,880	$ 34,960	70%	88%	102%	128%	51%	64%	Hanson
Harvard	Boston, MA-NH	1,589	$ 47,299	$ 32,757	$ 27,880	$ 34,960	59%	74%	125%	156%	63%	64%	Harvard
Harwich	Barnstable-Yarmouth, MA	960	$ 28,259	$ 24,000	$ 27,880	$ 34,960	67%	84%	94%	118%	48%	59%	Harwich
Haverhill city	Lawrence, MA--NH PMSA	8,097	$ 36,945	$ 25,664	$ 27,880	$ 34,960	70%	88%	100%	125%	50%	63%	Haverhill city
Hingham	Boston, MA-NH	1,105	$ 60,274	$ 36,000	$ 27,880	$ 34,960	78%	97%	93%	117%	48%	59%	Hingham
Hinsdale town	Pittsfield, MA MSA	144	$ 33,714	$ 24,204	$ 27,880	$ 34,960	64%	81%	90%	112%	45%	55%	Hinsdale town
Holbrook	Boston, MA-NH	993	$ 37,775	$ 23,354	$ 27,880	$ 34,960	53%	66%	83%	104%	43%	52%	Holbrook
Holden	Worcester, MA MSA	753	$ 49,143	$ 26,738	$ 27,880	$ 34,960	91%	114%	117%	146%	59%	64%	Holden
Holliston	Boston, MA-NH	569	$ 58,018	$ 29,210	$ 27,880	$ 34,960	70%	88%	104%	131%	52%	64%	Holliston
Holyoke city	Springfield, MA MSA	9,677	$ 22,858	$ 18,358	$ 27,880	$ 34,960	79%	99%	97%	122%	49%	62%	Holyoke city
Hopedale	Boston, MA-NH	403	$ 44,961	$ 31,282	$ 27,880	$ 34,960	58%	73%	83%	103%	43%	51%	Hopedale
Hopkinton	Boston, MA-NH	468	$ 54,356	$ 30,983	$ 27,880	$ 34,960	85%	107%	104%	130%	52%	64%	Hopkinton
Hudson	Boston, MA-NH	1,992	$ 45,191	$ 28,574	$ 27,880	$ 34,960	78%	98%	97%	122%	49%	62%	Hudson
Hull	Boston, MA-NH	1,254	$ 37,683	$ 32,531	$ 27,880	$ 34,960	67%	83%	98%	123%	49%	63%	Hull
Huntington	Springfield, MA MSA	159	$ 33,438	$ 23,182	$ 27,880	$ 34,960	54%	67%	87%	109%	44%	54%	Huntington
Ipswich	Boston, MA-NH	1,470	$ 42,386	$ 30,373	$ 27,880	$ 34,960	45%	57%	90%	113%	45%	55%	Ipswich
Kingston	Boston, MA-NH	682	$ 40,872	$ 29,353	$ 27,880	$ 34,960	30%	37%	81%	102%	41%	51%	Kingston
Lakeville	Brockton, MA PMSA	225	$ 44,861	$ 29,917	$ 27,880	$ 34,960	73%	91%	102%	128%	51%	64%	Lakeville
Lancaster	Boston, MA-NH	461	$ 41,552	$ 26,464	$ 27,880	$ 34,960	86%	108%	93%	117%	48%	59%	Lancaster
Lanesborough town	Pittsfield, MA MSA	165	$ 36,429	$ 22,080	$ 27,880	$ 34,960	45%	57%	76%	95%	39%	48%	Lanesborough town
Lawrence city	Lawrence, MA--NH PMSA	16,494	$ 22,183	$ 21,228	$ 27,880	$ 34,960	64%	81%	85%	106%	43%	53%	Lawrence city
Lee town	Pittsfield, MA MSA	688	$ 33,613	$ 24,468	$ 27,880	$ 34,960	66%	83%	91%	114%	45%	58%	Lee town
Leicester	Worcester, MA MSA	874	$ 40,321	$ 26,460	$ 27,880	$ 34,960	42%	53%	90%	113%	45%	55%	Leicester
Lenox town	Pittsfield, MA MSA	496	$ 34,500	$ 20,758	$ 27,880	$ 34,960	56%	70%	68%	85%	35%	43%	Lenox town
Leominster city	Fitchburg--Leominster, MA MSA	6,296	$ 35,974	$ 25,355	$ 27,880	$ 34,960	86%	108%	117%	147%	59%	64%	Leominster city
Lexington	Boston, MA-NH	1,888	$ 67,389	$ 43,985	$ 27,880	$ 34,960	43%	54%	105%	132%	53%	64%	Lexington
Lincoln	Boston, MA-NH	1,228	$ 57,512	$ 38,847	$ 27,880	$ 34,960	59%	75%	115%	144%	59%	64%	Lincoln
Littleton	Boston, MA-NH	480	$ 51,425	$ 38,211	$ 27,880	$ 34,960	61%	76%	103%	129%	51%	64%	Littleton
Longmeadow	Springfield, MA MSA	383	$ 63,203	$ 32,027	$ 27,880	$ 34,960	63%	80%	86%	108%	44%	53%	Longmeadow
Lowell city	Lowell, MA--NH PMSA	21,511	$ 29,351	$ 23,704	$ 27,880	$ 34,960	54%	68%	78%	98%	41%	49%	Lowell city
Ludlow	Springfield, MA MSA	1,621	$ 36,247	$ 24,956	$ 27,880	$ 34,960	72%	91%	83%	104%	43%	52%	Ludlow
Lunenburg	Fitchburg--Leominster, MA MSA	459	$ 43,199	$ 27,806	$ 27,880	$ 34,960	95%	119%	113%	142%	55%	64%	Lunenburg
Lynn city	Boston, MA-NH	16,977	$ 28,553	$ 23,429	$ 27,880	$ 34,960	64%	80%	67%	84%	35%	43%	Lynn city
Lynnfield	Boston, MA-NH	263	$ 58,561	$ 30,796	$ 27,880	$ 34,960	39%	49%	77%	97%	41%	49%	Lynnfield
Malden city	Boston, MA-NH	12,441	$ 34,344	$ 29,258	$ 27,880	$ 34,960	35%	44%	67%	84%	35%	43%	Malden city
Manchester	Boston, MA-NH	713	$ 52,806	$ 39,466	$ 27,880	$ 34,960	52%	65%	209%	262%	64%	64%	Manchester
Marblehead	Boston, MA-NH	2,317	$ 53,333	$ 36,774	$ 27,880	$ 34,960	29%	37%	65%	81%	34%	41%	Marblehead
Marion	New Bedford, MA MSA	386	$ 46,189	$ 31,600	$ 27,880	$ 34,960	48%	60%	122%	153%	62%	64%	Marion
Marlborough city	Boston, MA-NH	5,077	$ 41,315	$ 32,414	$ 27,880	$ 34,960	67%	84%	85%	107%	43%	53%	Marlborough city
Marshfield	Boston, MA-NH	1,714	$ 48,986	$ 29,379	$ 27,880	$ 34,960	53%	67%	94%	118%	48%	59%	Marshfield
Mattapoisett	New Bedford, MA MSA	584	$ 40,467	$ 29,313	$ 27,880	$ 34,960	42%	53%	62%	77%	33%	40%	Mattapoisett
Maynard	Boston, MA-NH	1,424	$ 43,253	$ 31,160	$ 27,880	$ 34,960	75%	94%	85%	106%	43%	53%	Maynard
Medfield	Boston, MA-NH	596	$ 66,084	$ 30,911	$ 27,880	$ 34,960	65%	82%	79%	98%	41%	50%	Medfield
Medford city	Boston, MA-NH	9,364	$ 38,859	$ 31,417	$ 27,880	$ 34,960	60%	75%	92%	116%	47%	59%	Medford city
Medway	Boston, MA-NH	658	$ 54,857	$ 25,793	$ 21,880	$ 26,840	51%	63%	74%	91%	39%	47%	Medway
Melrose city	Boston, MA-NH	3,786	$ 44,109	$ 29,323	$ 21,880	$ 26,840	51%	62%	67%	83%	35%	43%	Melrose city
Mendon	Boston, MA-NH	189	$ 55,914	$ 27,282	$ 21,880	$ 26,840	52%	64%	75%	91%	39%	47%	Mendon
Merrimac	Lawrence, MA--NH PMSA	425	$ 41,236	$ 27,118	$ 21,880	$ 26,840	69%	85%	94%	115%	48%	59%	Merrimac
Methuen	Lawrence, MA--NH PMSA	4,511	$ 37,701	$ 26,169	$ 21,880	$ 26,840	51%	63%	77%	94%	40%	48%	Methuen
Middleborough	Brockton, MA PMSA	1,788	$ 36,573	$ 29,035	$ 21,880	$ 26,840	43%	53%	63%	78%	33%	41%	Middleborough
Middleton	Boston, MA-NH	331	$ 46,096	$ 29,852	$ 21,880	$ 26,840	59%	72%	72%	88%	38%	45%	Middleton
Milford	Boston, MA-NH	3,578	$ 38,180	$ 26,544	$ 21,880	$ 26,840	48%	59%	74%	90%	39%	45%	Milford
Millbury	Worcester, MA MSA	1,336	$ 37,438	$ 25,772	$ 21,880	$ 26,840	49%	60%	73%	90%	39%	45%	Millbury
Millis	Boston, MA-NH	741	$ 50,090	$ 39,213	$ 21,880	$ 26,840	60%	73%	75%	92%	39%	47%	Millis
Millville	Boston, MA-NH	159	$ 40,154	$ 27,632	$ 21,880	$ 26,840	47%	58%	54%	67%	28%	35%	Millville
Milton	Boston, MA-NH	1,530	$ 53,130	$ 34,164	$ 21,880	$ 26,840	54%	66%	96%	118%	49%	59%	Milton
Monson	Springfield, MA MSA	517	$ 35,958	$ 22,941	$ 21,880	$ 26,840	54%	66%	77%	94%	40%	48%	Monson
Montgomery	Springfield, MA MSA	10	$ 46,818	$ 20,727	$ 18,240	$ 23,680	43%	56%	59%	76%	31%	40%	Montgomery
Nahant	Boston, MA-NH	543	$ 47,212	$ 39,037	$ 18,240	$ 23,680	39%	51%	87%	112%	44%	55%	Nahant
Natick	Boston, MA-NH	4,000	$ 49,229	$ 40,336	$ 18,240	$ 23,680	67%	87%	80%	104%	41%	52%	Natick
Needham	Boston, MA-NH	2,063	$ 60,357	$ 43,385	$ 18,240	$ 23,680	65%	84%	89%	115%	45%	59%	Needham
New Bedford city	New Bedford, MA MSA	21,785	$ 22,647	$ 17,824	$ 18,240	$ 23,680	51%	66%	72%	93%	38%	48%	New Bedford city
Newbury	Boston, MA-NH	399	$ 44,068	$ 25,772	$ 18,240	$ 23,680	42%	55%	66%	85%	35%	44%	Newbury
Newburyport city	Boston, MA-NH	2,553	$ 38,618	$ 25,625	$ 18,240	$ 23,680	39%	51%	64%	83%	34%	43%	Newburyport city
Newton city	Boston, MA-NH	9,158	$ 59,719	$ 42,095	$ 20,160	$ 25,320	33%	41%	67%	85%	35%	43%	Newton city
Norfolk	Boston, MA-NH	258	$ 63,763	$ 31,902	$ 20,160	$ 25,320	26%	32%	46%	57%	25%	31%	Norfolk
North Andover	Lawrence, MA--NH PMSA	2,499	$ 51,692	$ 34,677	$ 20,160	$ 25,320	42%	52%	71%	89%	37%	45%	North Andover
North Attleborough	Providence--Pawtucket--Fall River, RI--MA PMSA	3,114	$ 41,983	$ 29,136	$ 20,160	$ 25,320	55%	69%	79%	99%	41%	50%	North Attleborough
North Brookfield	Worcester, MA MSA	563	$ 31,868	$ 22,765	$ 20,160	$ 25,320	91%	114%	95%	119%	48%	62%	North Brookfield
North Reading	Boston, MA-NH	474	$ 52,707	$ 35,207	$ 20,160	$ 25,320	53%	67%	77%	97%	40%	49%	North Reading
Northampton city	Springfield, MA MSA	5,501	$ 31,097	$ 25,542	$ 20,160	$ 25,320	49%	61%	74%	93%	39%	48%	Northampton city
Northborough	Worcester, MA MSA	767	$ 57,963	$ 38,509	$ 20,160	$ 25,320	39%	49%	58%	73%	31%	39%	Northborough
Northbridge	Worcester, MA MSA	2,006	$ 36,634	$ 24,045	$ 20,160	$ 25,320	36%	45%	69%	87%	37%	44%	Northbridge
Norwell	Boston, MA-NH	256	$ 60,462	$ 19,767	$ 23,560	$ 28,440	47%	57%	68%	82%	35%	43%	Norwell
Norwood	Boston, MA-NH	4,742	$ 42,805	$ 36,197	$ 23,560	$ 28,440	44%	53%	66%	80%	35%	41%	Norwood
Oxford	Worcester, MA MSA	1,231	$ 36,682	$ 25,161	$ 23,560	$ 28,440	52%	63%	73%	88%	39%	45%	Oxford
Palmer	Springfield, MA MSA	1,751	$ 31,159	$ 24,786	$ 23,560	$ 28,440	38%	45%	76%	91%	39%	47%	Palmer
Paxton	Worcester, MA MSA	74	$ 49,176	$ 30,432	$ 23,560	$ 28,440	43%	52%	68%	82%	35%	43%	Paxton
Peabody city	Boston, MA-NH	5,205	$ 39,800	$ 27,409	$ 23,560	$ 28,440	80%	97%	99%	120%	50%	62%	Peabody city
Pembroke	Boston, MA-NH	515	$ 46,932	$ 22,364	$ 23,560	$ 28,440	53%	64%	75%	91%	39%	45%	Pembroke
Pepperell	Lowell, MA--NH PMSA	857	$ 44,492	$ 31,370	$ 23,560	$ 28,440	45%	54%	72%	86%	38%	44%	Pepperell
Pittsfield city	Pittsfield, MA MSA	8,054	$ 29,987	$ 20,797	$ 23,560	$ 28,440	48%	58%	85%	103%	43%	51%	Pittsfield city
Plainville	Boston, MA-NH	858	$ 41,758	$ 29,653	$ 23,560	$ 28,440	39%	47%	63%	76%	33%	40%	Plainville
Plymouth	Boston, MA-NH	4,208	$ 39,886	$ 27,918	$ 21,320	$ 24,240	60%	68%	91%	103%	47%	51%	Plymouth
Plympton	Brockton, MA PMSA	52	$ 46,151	$ 40,169	$ 21,320	$ 24,240	61%	69%	131%	149%	64%	64%	Plympton
Princeton	Worcester, MA MSA	95	$ 52,708	$ 25,489	$ 21,320	$ 24,240	71%	81%	92%	105%	47%	52%	Princeton
Quincy city	Boston, MA-NH	18,274	$ 35,858	$ 29,864	$ 21,320	$ 24,240	47%	53%	75%	86%	39%	44%	Quincy city
Randolph	Boston, MA-NH	3,169	$ 43,244	$ 31,132	$ 21,320	$ 24,240	46%	52%	67%	77%	35%	40%	Randolph
Reading	Boston, MA-NH	1,479	$ 52,783	$ 33,753	$ 21,320	$ 24,240	53%	60%	73%	83%	39%	43%	Reading
Rehoboth	Providence--Pawtucket--Fall River, RI--MA PMSA	326	$ 44,967	$ 25,590	$ 21,320	$ 24,240	94%	107%	120%	136%	62%	64%	Rehoboth
Revere city	Boston, MA-NH	8,907	$ 30,659	$ 23,923	$ 21,320	$ 24,240	51%	58%	140%	159%	64%	64%	Revere city
Richmond town	Pittsfield, MA MSA	79	$ 47,857	$ 43,784	$ 17,960	$ 22,160	49%	60%	77%	94%	40%	48%	Richmond town
Rochester	New Bedford, MA MSA	96	$ 42,000	$ 15,248	$ 17,960	$ 22,160	49%	61%	70%	86%	37%	44%	Rochester
Rockland	Boston, MA-NH	1,623	$ 39,800	$ 26,772	$ 17,960	$ 22,160	53%	66%	74%	92%	39%	47%	Rockland
Rockport	Boston, MA-NH	1,384	$ 35,195	$ 28,608	$ 17,960	$ 22,160	49%	61%	81%	100%	41%	51%	Rockport
Rowley	Boston, MA-NH	378	$ 47,967	$ 33,782	$ 17,960	$ 22,160	53%	66%	73%	91%	39%	45%	Rowley
Russell	Springfield, MA MSA	120	$ 36,927	$ 23,114	$ 17,960	$ 22,160	52%	64%	87%	107%	44%	53%	Russell
Rutland	Worcester, MA MSA	336	$ 44,087	$ 24,000	$ 17,960	$ 22,160	60%	74%	86%	107%	44%	53%	Rutland
Salem city	Boston, MA-NH	8,531	$ 32,645	$ 26,824	$ 17,960	$ 22,160	38%	46%	41%	51%	22%	27%	Salem city
Salisbury	Boston, MA-NH	686	$ 35,679	$ 28,601	$ 17,960	$ 22,160	51%	63%	76%	94%	40%	48%	Salisbury
Sandwich	Barnstable-Yarmouth, MA	904	$ 43,500	$ 32,168	$ 21,800	$ 26,200	60%	72%	87%	105%	45%	53%	Sandwich
Saugus	Boston, MA-NH	2,066	$ 41,919	$ 28,476	$ 21,800	$ 26,200	97%	117%	127%	152%	64%	64%	Saugus
Scituate	Boston, MA-NH	1,170	$ 52,044	$ 32,017	$ 21,800	$ 26,200	52%	62%	75%	90%	39%	45%	Scituate
Seekonk	Providence--Pawtucket--Fall River, RI--MA PMSA	532	$ 43,353	$ 26,518	$ 21,800	$ 26,200	48%	58%	85%	102%	44%	51%	Seekonk
Sharon	Boston, MA-NH	643	$ 61,692	$ 31,053	$ 21,800	$ 26,200	50%	60%	82%	99%	43%	50%	Sharon
Sherborn	Boston, MA-NH	133	$ 93,925	$ 34,222	$ 21,800	$ 26,200	60%	72%	82%	98%	41%	50%	Sherborn
Shirley	Boston, MA-NH	737	$ 38,377	$ 27,294	$ 21,800	$ 26,200	54%	65%	94%	113%	48%	55%	Shirley
Shrewsbury	Worcester, MA MSA	2,754	$ 44,248	$ 30,486	$ 21,800	$ 26,200	59%	71%	81%	98%	41%	49%	Shrewsbury
Somerset	Providence--Pawtucket--Fall River, RI--MA PMSA	1,062	$ 36,418	$ 26,649	$ 20,320	$ 25,680	55%	69%	86%	108%	44%	53%	Somerset
Somerville city	Boston, MA-NH	20,921	$ 32,455	$ 29,868	$ 20,320	$ 25,680	76%	96%	107%	135%	53%	64%	Somerville city
South Hadley	Springfield, MA MSA	1,668	$ 38,694	$ 28,714	$ 20,320	$ 25,680	52%	66%	95%	121%	49%	62%	South Hadley
Southampton	Springfield, MA MSA	193	$ 45,132	$ 20,855	$ 20,320	$ 25,680	70%	89%	90%	114%	45%	58%	Southampton
Southborough	Boston, MA-NH	357	$ 61,743	$ 36,783	$ 20,320	$ 25,680	49%	62%	109%	137%	53%	64%	Southborough
Southbridge	Worcester, MA MSA	3,815	$ 27,834	$ 21,869	$ 20,320	$ 25,680	60%	76%	79%	100%	41%	50%	Southbridge
Southwick	Springfield, MA MSA	618	$ 40,656	$ 24,470	$ 20,320	$ 25,680	49%	62%	82%	103%	41%	51%	Southwick
Spencer	Worcester, MA MSA	1,686	$ 33,201	$ 23,209	$ 20,320	$ 25,680	44%	55%	84%	106%	43%	53%	Spencer
Springfield city	Springfield, MA MSA	29,250	$ 25,656	$ 20,136	$ 20,320	$ 25,680	89%	112%	111%	140%	55%	64%	Springfield city
Sterling	Worcester, MA MSA	453	$ 49,345	$ 33,396	$ 20,320	$ 25,680	61%	77%	88%	111%	45%	55%	Sterling
Stockbridge town	Pittsfield, MA MSA	323	$ 35,405	$ 23,641	$ 20,320	$ 25,680	32%	41%	63%	80%	33%	41%	Stockbridge town
Stoneham	Boston, MA-NH	2,939	$ 43,343	$ 32,943	$ 20,320	$ 25,680	56%	71%	81%	103%	41%	51%	Stoneham
Stoughton	Boston, MA-NH	2,518	$ 42,044	$ 30,753	$ 20,320	$ 25,680	57%	71%	89%	112%	45%	55%	Stoughton
Stow	Boston, MA-NH	229	$ 66,292	$ 30,845	$ 20,320	$ 25,680	43%	55%	98%	124%	49%	63%	Stow
Sutton	Worcester, MA MSA	317	$ 46,491	$ 43,054	$ 20,320	$ 25,680	65%	83%	80%	101%	41%	51%	Sutton
Swampscott	Boston, MA-NH	1,351	$ 50,191	$ 41,207	$ 20,320	$ 25,680	65%	82%	82%	104%	43%	52%	Swampscott
Swansea	Providence--Pawtucket--Fall River, RI--MA PMSA	641	$ 40,117	$ 23,139	$ 20,320	$ 25,680	55%	70%	88%	111%	45%	55%	Swansea
Taunton city	Boston, MA-NH	7,965	$ 32,315	$ 23,773	$ 20,320	$ 25,680	53%	66%	71%	89%	37%	45%	Taunton city
Tewksbury	Lowell, MA--NH PMSA	1,001	$ 52,572	$ 32,884	$ 20,320	$ 25,680	45%	57%	97%	123%	49%	63%	Tewksbury
Topsfield	Boston, MA-NH	286	$ 64,995	$ 26,455	$ 20,320	$ 25,680	50%	63%	83%	105%	43%	53%	Topsfield
Townsend	Boston, MA-NH	460	$ 46,910	$ 24,328	$ 20,320	$ 25,680	79%	100%	101%	128%	51%	64%	Townsend
Tyngsborough	Lowell, MA--NH PMSA	504	$ 48,842	$ 27,740	$ 20,320	$ 25,680	63%	80%	86%	109%	44%	53%	Tyngsborough
Upton	Boston, MA-NH	444	$ 45,962	$ 27,050	$ 20,320	$ 25,680	61%	77%	88%	111%	45%	55%	Upton
Uxbridge	Worcester, MA MSA	1,083	$ 40,059	$ 27,025	$ 20,320	$ 25,680	40%	51%	88%	111%	45%	55%	Uxbridge
Wakefield	Boston, MA-NH	2,675	$ 43,960	$ 32,434	$ 19,520	$ 24,400	49%	61%	67%	84%	35%	43%	Wakefield
Walpole	Boston, MA-NH	1,234	$ 51,242	$ 35,742	$ 19,520	$ 24,400	53%	66%	74%	93%	39%	48%	Walpole
Waltham city	Boston, MA-NH	11,205	$ 38,514	$ 33,534	$ 19,520	$ 24,400	37%	47%	52%	65%	28%	34%	Waltham city
Wareham	Boston, MA-NH	1,805	$ 29,428	$ 24,696	$ 19,520	$ 24,400	64%	80%	87%	109%	44%	53%	Wareham
Water	Boston, MA-NH	7,684	$ 43,490	$ 41,515	$ 19,520	$ 24,400	46%	57%	77%	96%	40%	49%	Water
Wayland	Boston, MA-NH	466	$ 72,057	$ 36,050	$ 19,520	$ 24,400	57%	72%	70%	88%	37%	45%	Wayland
Webster	Worcester, MA MSA	3,070	$ 30,067	$ 22,387	$ 19,520	$ 24,400	51%	64%	72%	90%	38%	45%	Webster
Wellesley	Boston, MA-NH	1,625	$ 79,111	$ 41,851	$ 19,520	$ 24,400	57%	71%	77%	96%	40%	49%	Wellesley
Wenham	Boston, MA-NH	202	$ 53,872	$ 13,345	$ 19,520	$ 24,400	51%	64%	59%	74%	32%	39%	Wenham
West Boylston	Worcester, MA MSA	432	$ 42,830	$ 28,068	$ 19,520	$ 24,400	46%	58%	64%	81%	34%	41%	West Boylston
West Bridgewater	Brockton, MA PMSA	313	$ 40,613	$ 22,792	$ 19,520	$ 24,400	40%	50%	73%	91%	39%	47%	West Bridgewater
West Newbury	Lawrence, MA--NH PMSA	102	$ 56,591	$ 29,189	$ 19,520	$ 24,400	48%	61%	74%	92%	39%	47%	West Newbury
West Springfield	Springfield, MA MSA	4,829	$ 32,194	$ 23,571	$ 19,520	$ 24,400	52%	65%	76%	95%	39%	48%	West Springfield
Westborough	Worcester, MA MSA	2,080	$ 44,044	$ 33,877	$ 19,520	$ 24,400	61%	77%	86%	107%	44%	53%	Westborough
Westfield city	Springfield, MA MSA	4,776	$ 33,498	$ 23,084	$ 19,520	$ 24,400	34%	42%	51%	63%	27%	33%	Westfield city
Westford	Lowell, MA--NH PMSA	654	$ 60,566	$ 37,184	$ 19,520	$ 24,400	53%	67%	81%	101%	41%	51%	Westford
Westminster	Fitchburg--Leominster, MA MSA	358	$ 46,292	$ 28,539	$ 19,520	$ 24,400	53%	67%	78%	97%	41%	49%	Westminster
Weston	Boston, MA-NH	445	$ 95,134	$ 43,209	$ 19,520	$ 24,400	40%	50%	64%	80%	34%	41%	Weston
Westport	Providence--Pawtucket--Fall River, RI--MA PMSA	948	$ 37,092	$ 26,753	$ 19,520	$ 24,400	37%	46%	77%	96%	40%	49%	Westport
Westwood	Boston, MA-NH	596	$ 58,559	$ 22,826	$ 19,520	$ 24,400	44%	55%	81%	102%	41%	51%	Westwood
Weymouth	Boston, MA-NH	7,065	$ 41,586	$ 32,810	$ 19,520	$ 24,400	44%	55%	64%	80%	34%	41%	Weymouth
Whitman	Brockton, MA PMSA	1,169	$ 40,779	$ 28,500	$ 19,520	$ 24,400	70%	88%	89%	112%	45%	55%	Whitman
Wilbraham	Springfield, MA MSA	515	$ 50,275	$ 23,054	$ 19,520	$ 24,400	59%	73%	84%	105%	43%	53%	Wilbraham
Wilmington	Boston, MA-NH	406	$ 52,189	$ 29,663	$ 19,520	$ 24,400	40%	49%	58%	73%	31%	39%	Wilmington
Winchester	Boston, MA-NH	1,530	$ 65,994	$ 45,251	$ 19,520	$ 24,400	42%	52%	45%	57%	23%	31%	Winchester
Winthrop	Boston, MA-NH	3,766	$ 37,240	$ 32,952	$ 19,520	$ 24,400	49%	61%	72%	90%	38%	45%	Winthrop
Woburn city	Boston, MA-NH	5,245	$ 42,679	$ 35,500	$ 19,520	$ 24,400	65%	81%	87%	109%	44%	53%	Woburn city
Worcester city	Worcester, MA MSA	36,228	$ 28,955	$ 23,509	$ 19,520	$ 24,400	46%	57%	70%	87%	37%	44%	Worcester city
Wrentham	Boston, MA-NH	522	$ 46,331	$ 30,154	$ 19,520	$ 24,400	44%	55%	58%	72%	31%	38%	Wrentham
Yarmouth	Barnstable-Yarmouth, MA	2,601	$ 27,222	$ 25,725	$ 19,520	$ 24,400	67%	84%	83%	104%	43%	52%	Yarmouth

Click here to download a (Microsoft Excel 97) spreadsheet of these tables.
 

NOTES: FMR = Fair Market Rent  AMI = Area Median Income, determined by HUD  HUD = Department of Housing and Urban Development  EST RTR MEDIAN = 1998 Estimated Renter Median Income, based on 1990 renter median income as percent of household median income  Income Needed to Afford = Affordability is based on the official 30%-of-income standard used in federal housing subsidy programs.  % Unable to Afford = percent ofrenter population whomust pay more than 30% of income for rent.  Wage calculations are based on a 40 hour week for 52 weeks per year.  The federal minimum wage is $5.15/hour.  Rows are shaded for navigational purposes only.

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