Illinois

In Illinois, the Fair Market Rent (FMR) for a two-bedroom apartment is $893. In order to afford this level of rent and utilities, without paying more than 30% of income on housing, a household must earn $2,977 monthly or $35,723 annually. Assuming a 40-hour work week, 52 weeks per year, this level of income translates into a Housing Wage of $17.17.

In Illinois, a minimum wage worker earns an hourly wage of $7.75. In order to afford the FMR for a two-bedroom apartment, a minimum wage earner must work 89 hours per week, 52 weeks per year. Or, a household must include 2.2 minimum wage earner(s) working 40 hours per week year-round in order to make the two bedroom FMR affordable.

In Illinois, the estimated mean (average) wage for a renter is $15.33 an hour. In order to afford the FMR for a two-bedroom apartment at this wage, a renter must work 45 hours per week, 52 weeks per year. Or, working 40 hours per week year-round, a household must include 1.1 worker(s) earning the mean renter wage in order to make the two-bedroom FMR affordable.

Monthly Supplemental Security Income (SSI) payments for an individual are $674 in Illinois. If SSI represents an individual's sole source of income, $202 in monthly rent is affordable, while the FMR for a one-bedroom is $776.

A unit is considered affordable if it costs no more than 30% of the renter's income.


For an explanation of these data, see How to Use the Numbers / Where the Numbers Come From.

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 Illinois
Number of Households (2000)
Total4,591,779
Renter1,502,655
% Renter33%
2009 Area Median Income1
Annual$69,914
Monthly$5,826
30% of AMI2$20,974
Maximum Affordable3 Monthly Housing Cost by % of Family AMI
30%$524
50%$874
80%$1,398
100%$1,748
2009 Fair Market Rent (FMR)4
Zero-Bedroom$679
One-Bedroom$776
Two-Bedroom$893
Three-Bedroom$1,106
Four-Bedroom$1,250
% Change from 2000 Base Rent to 2009 FMR
Zero-Bedroom33%
One-Bedroom33%
Two-Bedroom33%
Three-Bedroom33%
Four-Bedroom33%
Annual Income Needed to Afford FMR
Zero-Bedroom$27,170
One-Bedroom$31,060
Two-Bedroom$35,723
Three-Bedroom$44,248
Four-Bedroom$49,996
Percent of Family AMI Needed to Afford FMR
Zero-Bedroom39%
One-Bedroom44%
Two-Bedroom51%
Three-Bedroom63%
Four-Bedroom72%
2009 Renter Household Income
Estimated Median Renter Household Income5$36,450
Percent Needed to Afford 2 BR FMR98%
Rent Affordable at Median$911
% Renters Unable to Afford 2 BR FMR649%
2009 Renter Wage
Estimated Mean Renter Wage7$15.33
Rent Affordable at Mean Wage$797
2009 Minimum Wage
Minimum Wage$7.75
Rent Affordable at Minimum Wage$403
2009 Supplemental Security Income
Monthly SSI Payment$674
Rent Affordable at SSI$202
Housing Wage
Zero-Bedroom$13.06
One-Bedroom$14.93
Two-Bedroom$17.17
Three-Bedroom$21.27
Four-Bedroom$24.04
Housing Wage as % of Minimum Wage
Zero-Bedroom169%
One-Bedroom193%
Two-Bedroom222%
Three-Bedroom274%
Four-Bedroom310%
Housing Wage as % of Mean Renter Wage
Zero-Bedroom85%
One-Bedroom97%
Two-Bedroom112%
Three-Bedroom139%
Four-Bedroom157%
Work Hours/Week at Minimum Wage Needed to Afford FMR
Zero-Bedroom67
One-Bedroom77
Two-Bedroom89
Three-Bedroom110
Four-Bedroom124
Work Hours/Week at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom34
One-Bedroom39
Two-Bedroom45
Three-Bedroom56
Four-Bedroom63
Full-time Jobs at Minimum Wage Needed to Afford FMR
Zero-Bedroom1.7
One-Bedroom1.9
Two-Bedroom2.2
Three-Bedroom2.7
Four-Bedroom3.1
Full-time Jobs at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom0.9
One-Bedroom1.0
Two-Bedroom1.1
Three-Bedroom1.4
Four-Bedroom1.6
 Illinois
 Illinois
Number of Households (2000)
Total4,591,779
Renter1,502,655
% Renter33%
2009 Area Median Income1
Annual$69,914
Monthly$5,826
30% of AMI2$20,974
Maximum Affordable3 Monthly Housing Cost by % of Family AMI
30%$524
50%$874
80%$1,398
100%$1,748
2009 Fair Market Rent (FMR)4
Zero-Bedroom$679
One-Bedroom$776
Two-Bedroom$893
Three-Bedroom$1,106
Four-Bedroom$1,250
% Change from 2000 Base Rent to 2009 FMR
Zero-Bedroom33%
One-Bedroom33%
Two-Bedroom33%
Three-Bedroom33%
Four-Bedroom33%
Annual Income Needed to Afford FMR
Zero-Bedroom$27,170
One-Bedroom$31,060
Two-Bedroom$35,723
Three-Bedroom$44,248
Four-Bedroom$49,996
Percent of Family AMI Needed to Afford FMR
Zero-Bedroom39%
One-Bedroom44%
Two-Bedroom51%
Three-Bedroom63%
Four-Bedroom72%
2009 Renter Household Income
Estimated Median Renter Household Income5$36,450
Percent Needed to Afford 2 BR FMR98%
Rent Affordable at Median$911
% Renters Unable to Afford 2 BR FMR649%
2009 Renter Wage
Estimated Mean Renter Wage7$15.33
Rent Affordable at Mean Wage$797
2009 Minimum Wage
Minimum Wage$7.75
Rent Affordable at Minimum Wage$403
2009 Supplemental Security Income
Monthly SSI Payment$674
Rent Affordable at SSI$202
Housing Wage
Zero-Bedroom$13.06
One-Bedroom$14.93
Two-Bedroom$17.17
Three-Bedroom$21.27
Four-Bedroom$24.04
Housing Wage as % of Minimum Wage
Zero-Bedroom169%
One-Bedroom193%
Two-Bedroom222%
Three-Bedroom274%
Four-Bedroom310%
Housing Wage as % of Mean Renter Wage
Zero-Bedroom85%
One-Bedroom97%
Two-Bedroom112%
Three-Bedroom139%
Four-Bedroom157%
Work Hours/Week at Minimum Wage Needed to Afford FMR
Zero-Bedroom67
One-Bedroom77
Two-Bedroom89
Three-Bedroom110
Four-Bedroom124
Work Hours/Week at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom34
One-Bedroom39
Two-Bedroom45
Three-Bedroom56
Four-Bedroom63
Full-time Jobs at Minimum Wage Needed to Afford FMR
Zero-Bedroom1.7
One-Bedroom1.9
Two-Bedroom2.2
Three-Bedroom2.7
Four-Bedroom3.1
Full-time Jobs at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom0.9
One-Bedroom1.0
Two-Bedroom1.1
Three-Bedroom1.4
Four-Bedroom1.6
 Illinois

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C H A R T   F O O T N O T E S
1.Fiscal Year 2009 Area Median Income (HUD, 2009).
2.Annual income of 30% of AMI or less is the federal standard for Extremely Low Income households. Does not include HUD-specific adjustments.
3. "Affordable" rents represent the generally accepted standard of spending not more than 30% of gross income on gross housing costs.
4.Fiscal Year 2009 Fair Market Rent (HUD, 2008; final as of October 1).
5.Census 2000 median renter household income, projected to 2009 using HUD's income adjustment factor.
6. Estimated by comparing the percent of renter median household income required to afford the two-bedroom FMR to the percent distribution of renter household income as a percent of the median within the state, as measured using 2007 American Community Survey Public Use Microdata Sample housing file.
7.Based on 2007 BLS data, adjusted using the ratio of renter to overall household income reported in Census 2000, and projected to April 1, 2009.
* 50th percentile FMR (See Appendix A).
†Wage data not available (See Appendix A).
 For a listing of towns within FMR areas in New England States, click here.

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