San Diego-Carlsbad-San Marcos, CA MSA *

In San Diego-Carlsbad-San Marcos, CA MSA *, the Fair Market Rent (FMR) for a two-bedroom apartment is $1,205. In order to afford this level of rent and utilities, without paying more than 30% of income on housing, a household must earn NA monthly or $48,200 annually. Assuming a 40-hour work week, 52 weeks per year, this level of income translates into a Housing Wage of $23.17.

In San Diego-Carlsbad-San Marcos, CA MSA *, a minimum wage worker earns an hourly wage of $6.75. In order to afford the FMR for a two-bedroom apartment, a minimum wage earner must work 137 hours per week, 52 weeks per year. Or, a household must include 3.4 minimum wage earner(s) working 40 hours per week year-round in order to make the two bedroom FMR affordable.

In San Diego-Carlsbad-San Marcos, CA MSA *, the estimated mean (average) wage for a renter is $14.22 an hour. In order to afford the FMR for a two-bedroom apartment at this wage, a renter must work 65 hours per week, 52 weeks per year. Or, working 40 hours per week year-round, a household must include 1.6 worker(s) earning the mean renter wage in order to make the two-bedroom FMR affordable.

Monthly Supplemental Security Income (SSI) payments for an individual are $836 in San Diego-Carlsbad-San Marcos, CA MSA *. If SSI represents an individual's sole source of income, $251 in monthly rent is affordable, while the FMR for a one-bedroom is $993.

A unit is considered affordable if it costs no more than 30% of the renter's income.

For an explanation of these data, see How to use the Numbers / Where the Numbers Come From.

If necessary, use the scroll bar at the bottom of the table to view additional jurisdictions.

 San Diego-Carlsbad-San Marcos, CA MSA *
Number of Households (2000)
Total994,677
Renter443,188
% Renter45%
2006 Area Median Income1
Annual$64,900
Monthly$5,408
30% of AMI2$19,470
Maximum Affordable3 Monthly Housing Cost by % of Family AMI
30%$487
50%$811
80%$1,298
100%$1,623
2007 Fair Market Rent (FMR)4
Zero-Bedroom$870
One-Bedroom$993
Two-Bedroom$1,205
Three-Bedroom$1,757
Four-Bedroom$2,118
% Change from 2000 Base Rent to 2007 FMR
Zero-Bedroom38%
One-Bedroom38%
Two-Bedroom38%
Three-Bedroom38%
Four-Bedroom38%
Annual Income Needed to Afford FMR
Zero-Bedroom$34,800
One-Bedroom$39,720
Two-Bedroom$48,200
Three-Bedroom$70,280
Four-Bedroom$84,720
Percent of Family AMI Needed to Afford FMR
Zero-Bedroom54%
One-Bedroom61%
Two-Bedroom74%
Three-Bedroom108%
Four-Bedroom131%
2006 Renter Household Income
Estimated Median5$39,025
Percent Needed to Afford 2 BR FMR124%
Rent Affordable at Median$976
% Renters Unable to Afford 2 BR FMR659%
2005 Renter Wage
Estimated Mean Renter Wage7$14.22
Rent Affordable at Mean Wage$739
2006 Minimum Wage
Minimum Wage$6.75
Rent Affordable at Minimum Wage$351
2006 Supplemental Security Income
Monthly SSI Payment$836
Rent Affordable at SSI$251
Housing Wage
Zero-Bedroom$16.73
One-Bedroom$19.10
Two-Bedroom$23.17
Three-Bedroom$33.79
Four-Bedroom$40.73
Housing Wage as % of Minimum Wage
Zero-Bedroom248%
One-Bedroom283%
Two-Bedroom343%
Three-Bedroom501%
Four-Bedroom603%
Housing Wage as % of Mean Renter Wage
Zero-Bedroom118%
One-Bedroom134%
Two-Bedroom163%
Three-Bedroom238%
Four-Bedroom286%
Work Hours/Week at Minimum Wage Needed to Afford FMR
Zero-Bedroom99
One-Bedroom113
Two-Bedroom137
Three-Bedroom200
Four-Bedroom241
Work Hours/Week at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom47
One-Bedroom54
Two-Bedroom65
Three-Bedroom95
Four-Bedroom115
Full-time Jobs at Minimum Wage Needed to Afford FMR
Zero-Bedroom2.5
One-Bedroom2.8
Two-Bedroom3.4
Three-Bedroom5.0
Four-Bedroom6.0
Full-time Jobs at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom1.2
One-Bedroom1.3
Two-Bedroom1.6
Three-Bedroom2.4
Four-Bedroom2.9
 San Diego-Carlsbad-San Marcos, CA MSA *
 San Diego-Carlsbad-San Marcos, CA MSA *
Number of Households (2000)
Total994,677
Renter443,188
% Renter45%
2006 Area Median Income1
Annual$64,900
Monthly$5,408
30% of AMI2$19,470
Maximum Affordable3 Monthly Housing Cost by % of Family AMI
30%$487
50%$811
80%$1,298
100%$1,623
2007 Fair Market Rent (FMR)4
Zero-Bedroom$870
One-Bedroom$993
Two-Bedroom$1,205
Three-Bedroom$1,757
Four-Bedroom$2,118
% Change from 2000 Base Rent to 2007 FMR
Zero-Bedroom38%
One-Bedroom38%
Two-Bedroom38%
Three-Bedroom38%
Four-Bedroom38%
Annual Income Needed to Afford FMR
Zero-Bedroom$34,800
One-Bedroom$39,720
Two-Bedroom$48,200
Three-Bedroom$70,280
Four-Bedroom$84,720
Percent of Family AMI Needed to Afford FMR
Zero-Bedroom54%
One-Bedroom61%
Two-Bedroom74%
Three-Bedroom108%
Four-Bedroom131%
2006 Renter Household Income
Estimated Median5$39,025
Percent Needed to Afford 2 BR FMR124%
Rent Affordable at Median$976
% Renters Unable to Afford 2 BR FMR659%
2005 Renter Wage
Estimated Mean Renter Wage7$14.22
Rent Affordable at Mean Wage$739
2006 Minimum Wage
Minimum Wage$6.75
Rent Affordable at Minimum Wage$351
2006 Supplemental Security Income
Monthly SSI Payment$836
Rent Affordable at SSI$251
Housing Wage
Zero-Bedroom$16.73
One-Bedroom$19.10
Two-Bedroom$23.17
Three-Bedroom$33.79
Four-Bedroom$40.73
Housing Wage as % of Minimum Wage
Zero-Bedroom248%
One-Bedroom283%
Two-Bedroom343%
Three-Bedroom501%
Four-Bedroom603%
Housing Wage as % of Mean Renter Wage
Zero-Bedroom118%
One-Bedroom134%
Two-Bedroom163%
Three-Bedroom238%
Four-Bedroom286%
Work Hours/Week at Minimum Wage Needed to Afford FMR
Zero-Bedroom99
One-Bedroom113
Two-Bedroom137
Three-Bedroom200
Four-Bedroom241
Work Hours/Week at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom47
One-Bedroom54
Two-Bedroom65
Three-Bedroom95
Four-Bedroom115
Full-time Jobs at Minimum Wage Needed to Afford FMR
Zero-Bedroom2.5
One-Bedroom2.8
Two-Bedroom3.4
Three-Bedroom5.0
Four-Bedroom6.0
Full-time Jobs at Mean Renter Wage Needed to Afford FMR
Zero-Bedroom1.2
One-Bedroom1.3
Two-Bedroom1.6
Three-Bedroom2.4
Four-Bedroom2.9
 San Diego-Carlsbad-San Marcos, CA MSA *

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C H A R T   F O O T N O T E S
1.HUD, 2006.
2.Annual income of 30% of AMI or less is the federal standard for Extremely Low Income households. Does not include HUD-specific adjustments.
3."Affordable" rents represent the generally accepted standard of spending not more than 30% of income on housing costs.
4.HUD, 2006; final as of October 1.
5.Census 2000 median renter household income, adjusted to a 2006 value using HUD's income adjustment factor.
6.Estimated by comparing the percent of renter median household income required to afford the two-bedroom FMR to the percent distribution of renter household income as a percent of the median within the state, as measured using 2005 American Community Survey Public Use Microdata Sample. States are the most local level for which these data are available.
7.Estimated mean renter wage is based on BLS data and adjusted using the ratio of renter to total household income reported in Census 2000.
*50th percentile FMR (See Appendix B).
†BLS Quarterly Census of Employment and Wages Data Unavailable (See Appendix A).
 For a listing of towns within FMR areas in New England States, see Appendix C.

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